Barbara J. Negron is a recognized leader and industry voice in embedded finance, banking innovation, and strategic partnerships. With over 15 years of experience across banking, payments, and fintech, she has helped shape how financial institutions and technology platforms collaborate to build scalable, compliant financial ecosystems.
Throughout her career, Barbara has worked with Tier 1–3 banks and high-growth fintechs, driving partnership strategy, digital transformation, and market expansion. Her experience at a Fortune 500 financial technology company strengthened her voice in the industry, where she influenced product direction, accelerated adoption, and built trusted relationships that shaped buying decisions and market narratives.
Known for bridging strategic vision with real-world execution, Barbara brings deep expertise in embedded finance models, regulatory alignment, and partnership ecosystem design. She speaks and writes on how financial institutions can lead in the future of finance through innovation, responsible scale, and collaborative growth.
Barbara J. Negron was featured in Forbes for her insights on how partnerships between banks, fintechs, and technology providers are shaping the future of open banking and embedded finance.
Over the years, I’ve led embedded finance, partnership, and product initiatives across core banking, payments modernization, and financial innovation. My background includes designing go-to-market strategies, operational frameworks, and scalable partnership ecosystems in collaboration with leading financial institutions and fintechs. Drawing on experience advising financial technology organizations and shaping sponsor bank strategies, I now share insights on how banks and fintechs can build responsible, growth-driven embedded finance platforms.
As a banking innovation strategist and thought leader, I focus on advancing how banks and fintechs collaborate through scalable, compliant, and customer-centered financial ecosystems. Drawing on experience developing sponsor bank strategies and embedded finance models, I now share insights that help shape the future of digital banking and partnership-driven growth.
Based in Florida, I am a passionate embedded finance and banking innovation thought leader committed to advancing the next generation of fintech professionals. I actively mentor emerging talent, support diverse voices in financial services, and share insights shaped by my experience in building sponsor bank strategies and partnership ecosystems. I believe in leading with authenticity, collaboration, and continuous learning, while contributing to conversations that define the future of embedded finance.